UK salary tables for 2026/27
Pre-calculated take-home pay for gross annual salaries from £10,000 to £200,000, using HMRC's confirmed 2026/27 tax bands and National Insurance thresholds.
These tables compare salaries using the same assumptions. To enter your own pay, pension or student loan, use the UK salary and take-home pay calculator.
Yearly gross salary to monthly net
Net monthly take-home, after income tax and National Insurance| Yearly gross | Monthly net |
|---|---|
| £10,000 | £833 |
| £20,000 | £1,493 |
| £30,000 | £2,093 |
| £40,000 | £2,693 |
| £50,000 | £3,293 |
| £60,000 | £3,780 |
| £70,000 | £4,263 |
| £80,000 | £4,746 |
| £90,000 | £5,230 |
| £100,000 | £5,713 |
| Yearly gross | Monthly net |
|---|---|
| £110,000 | £6,030 |
| £120,000 | £6,346 |
| £130,000 | £6,724 |
| £140,000 | £7,166 |
| £150,000 | £7,607 |
| £160,000 | £8,049 |
| £170,000 | £8,491 |
| £180,000 | £8,932 |
| £190,000 | £9,374 |
| £200,000 | £9,816 |
How these tables are generated
Every row is produced by the same calculation engine as our salary calculator, applying the 2026/27 HMRC rates: the £12,570 Personal Allowance with its taper above £100,000, income tax at 20%, 40% and 45%, and employee National Insurance at 8% and 2%. The figures assume a single PAYE employment with tax code 1257L, no pension contributions and no student loan, so they are a clean baseline for comparing gross salaries.
Your own payslip will differ if you contribute to a pension, repay a student loan, or live in Scotland, where different income tax bands apply. The full rules we follow are documented in our assumptions and methodology.
See how the deductions work
Compare £45,000 after tax with £100,000 after tax for worked Income Tax and National Insurance calculations, pension examples and Plan 2 student loan repayments.
Useful next steps
Estimate your own take-home pay
Adjust pension, student loan, region and bonuses, and see the result update instantly.
Compare two salaries side by side
See how a pay rise or a Scottish job offer changes your monthly take-home pay.
How UK salary is calculated
Income tax bands, NI rates, the Scottish bands and student-loan plans, in plain English.