Work out your take-home pay.
Enter your salary and see your real take-home pay, based on HMRC's confirmed 2026/27 tax bands.
1Your details
Gross salary before tax
£
Frequency
Hours/week
h
Annual bonus
£
Region
Adjustments
Pensionsalary sacrifice
Student loanPlan 2, Postgrad…
Blind person's allowance+£3,070 tax-free
Salary sacrificechildcare, EV, cycle…
2Your result
Take-home per month
£2,093.00.30
That's £25,119.60 a year. You keep 83.7% of every pound, after income tax and National Insurance.
You keepPer month, into your account£2,093.30
Income tax20% basic rate−£290.50
National InsuranceClass 1 · 8%−£116.20
Hourly take-home
£12.88
37.5h × 52
Daily take-home
£96.61
5-day week
Weekly take-home
£483.07
52 weeks
Monthly take-home
£2,093.30
12 months
Yearly take-home
£25,119.60
tax year
Full breakdown
Per £30,000 gross · 2026/27 tax year| Item | Yearly | Monthly | Weekly | % of gross |
|---|---|---|---|---|
| Gross salary | £30,000.00 | £2,500.00 | £576.92 | 100.0% |
| Taxable pay | £30,000.00 | £2,500.00 | £576.92 | 100.0% |
| Income tax (basic, 20%) | −£3,486.00 | −£290.50 | −£67.04 | 11.6% |
| National Insurance | −£1,394.40 | −£116.20 | −£26.82 | 4.6% |
| Take-home pay | £25,119.60 | £2,093.30 | £483.07 | 83.7% |
Where you sit in the tax bands
Rest of UK · personal allowance £12,570You · £30,000
£0£12,570£30,000£50,270
Personal allowance · 0%
£12,570.00
Tax-free
Basic rate · 20%
£17,430.00
Tax due: £3,486.00
Higher rate · 40%
£0.00
Begins at £50,270
Useful next steps
Compare
Compare two salaries side by side
See exactly how much more you keep with a £5k pay rise, or how a Scottish job offer stacks up against rUK.
Read more
Tables
Salary tables for 2026/27
Pre-calculated take-home pay from £15,000 up to £200,000, in £1,000 steps.
Read more
Guide
How your salary is calculated
Income tax thresholds, NI rates, the Scottish bands and student-loan plans, in plain English.
Read more
Common questions
Why does my take-home differ from my payslip?
−Payslips can include benefits, bonuses, expenses, share schemes, or non-standard tax codes that this calculator can't see. We assume a standard 1257L tax code, no taxable benefits, and a full personal allowance. If your tax code differs, your figures will too.