Calculate My Salary Blog, page 7

Latest articles and guides about UK salaries, tax, and personal finance.

Recent articles

Salary Sacrifice Pensions: How They Work and What You Actually Save
29 April 2025 · 4 min read · calculatemysalary.co.uk Editorial Team

Salary Sacrifice Pensions: How They Work and What You Actually Save

Salary sacrifice pension schemes save you tax and National Insurance by reducing your gross pay. Here is how the numbers work in 2025/26.

The High Income Child Benefit Charge, explained
24 April 2025 · 6 min read · calculatemysalary.co.uk Editorial Team

The High Income Child Benefit Charge, explained

If you or your partner earns over £60,000, the High Income Child Benefit Charge claws back some or all of your Child Benefit. How it works, what it costs, and how to reduce it.

Cash ISA vs Stocks and Shares ISA: a practical comparison
22 April 2025 · 6 min read · calculatemysalary.co.uk Editorial Team

Cash ISA vs Stocks and Shares ISA: a practical comparison

Cash ISAs protect your money. Stocks and Shares ISAs grow it (usually). How to decide which one to use, or whether to split your £20,000 allowance between both.

SEIS and EIS tax relief: what UK startup investors actually get
17 April 2025 · 6 min read · calculatemysalary.co.uk Editorial Team

SEIS and EIS tax relief: what UK startup investors actually get

SEIS and EIS offer serious tax breaks for investing in UK startups. What the schemes give you, what they cost, and what can go wrong.

Pension vs Lifetime ISA: which is better for long-term saving?
15 April 2025 · 5 min read · calculatemysalary.co.uk Editorial Team

Pension vs Lifetime ISA: which is better for long-term saving?

A practical comparison of workplace pensions and Lifetime ISAs for 2025/26, with worked examples showing which puts more money in your pot.

Side Hustle Tax: What You Owe HMRC in 2025
10 April 2025 · 7 min read · calculatemysalary.co.uk Editorial Team

Side Hustle Tax: What You Owe HMRC in 2025

If you earn money on the side, freelancing, selling online, tutoring, you probably owe tax on it. Here is how the rules work.

How Pension Contributions Lower Your Tax Bill
8 April 2025 · 6 min read · calculatemysalary.co.uk Editorial Team

How Pension Contributions Lower Your Tax Bill

Pension contributions cut your income tax and National Insurance. Here is exactly how the maths works, with a worked example.

UK Tax Codes Explained: What Yours Actually Means
4 April 2025 · 5 min read · calculatemysalary.co.uk Editorial Team

UK Tax Codes Explained: What Yours Actually Means

Your tax code controls how much income tax you pay. Here is how to read it, what the letters mean, and what to do if it is wrong.

Spring Statement 2025: What Actually Changed for Your Pay
2 April 2025 · 6 min read · calculatemysalary.co.uk Editorial Team

Spring Statement 2025: What Actually Changed for Your Pay

The Spring Statement 2025 was light on surprises but heavy on fiscal drag. Here is what it means for your salary, tax, and pension.

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