Calculate · Understand · Compare
Pay calculators and checkers
A new job, different hours or a change to your pension. Start with the question you want to answer.
Built around UK tax rules for 2026/27, with the assumptions explained.
Compare a change in pay
See what a new salary, different hours or an extra payment means for your take-home.
Reverse salary calculator
Find the annual salary needed for your target monthly take-home pay, including pension and student-loan deductions.
Pay rise take-home calculator
See how much a pay rise or promotion adds to monthly take-home pay after tax, pension and student loans.
Part-time and pro-rata pay calculator
Compare full-time and part-time take-home pay using your contracted hours, pension and student loans.
Bonus take-home estimator
Estimate the annual take-home effect of a bonus and see the deductions that change.
Overtime take-home estimator
Estimate how much extra annual take-home pay your overtime adds, using hours, rate and deductions.
Pension contribution cost calculator
Compare the take-home cost of extra workplace pension contributions under net pay or salary sacrifice.
Public-sector take-home pay
Use the pay scales and pension rules that apply to your role.
NHS take-home pay calculator
Estimate NHS Agenda for Change take-home pay in England by band, step, hours and London supplement for 2026/27.
Teacher take-home pay calculator
Estimate take-home pay for teachers in England using pay point, London area, working fraction and Teachers’ Pension deductions.
Civil service take-home pay calculator
Estimate take-home pay from pensionable civil service salary with alpha and related defined-benefit scheme contribution tiers.
Police take-home pay calculator
Estimate take-home pay for the England and Wales Police Pension Scheme 2015 using the contribution rules from April 2026.
Council and LGPS take-home calculator
Estimate take-home pay for council and school support staff in England and Wales with LGPS pension deductions.
Understand your circumstances
Make sense of a second job, a first payslip or your adjusted net income.
Second job take-home calculator
Estimate the additional take-home from a second PAYE job, with combined Income Tax and separate employment deductions.
Term-time pay calculator
Turn a full-time salary into estimated term-time annual and monthly pay using contracted hours and paid weeks.
First payslip checker
Reconcile a partial first month’s gross pay with the tax, NI, pension and student-loan deductions on your payslip.
Adjusted net income calculator
Estimate adjusted net income for the £100,000 threshold using pension contributions, taxable benefits, other income and Gift Aid.
Start with your salary
Get a full breakdown of your pay, or compare two job offers side by side.